RMCA Conduct Evidence Framework
Conduct evidence that can be traced, reviewed and challenged.
RCEF is RMCA's common architecture for connecting an exact subject and defined scope to attributable evidence, dates, limitations and visible change history.
Evidence lattice
Five dimensions remain attached.
RCEF prevents a statement from becoming detached from the entity, service perimeter or source that gives it meaning.
Exact entity
Defined scope
Source owner
Evidence date
Material limitation
RCEF-10
Ten working evidence dimensions.
Each dimension identifies the evidence questions, source character and limitations relevant to a responsible market-conduct record.
Governance, accountability and conduct culture
Client classification, distribution and access
Customer funds, safeguarding and protection
AML/CFT, sanctions and KYB
Marketing, communications and intermediaries
Payments, withdrawals and transaction integrity
Complaints, cooperation and remediation
Outsourcing, technology, data and resilience
Evidence file, annual narrative and change control
What RCEF is
A common method, not a compressed verdict.
RCEF supports consistency across RMCA programmes and public records while allowing evidence character to remain specific to each field.
An RMCA licence or statutory permission
A firm ranking, halo score or universal compliance conclusion
A substitute for an official register, contract or professional advice
From framework to record
RCEF core
Common identity, evidence and change-control fields.
Programme module
FDRC or PSCR questions for a defined market context.
Evidence review
Attributable sources assessed within a stated scope.
Public record
Dated fields, limitations and visible change history.